Credit cards are convenient - and many offer rewards on purchases. But if you don't use credit responsibly, you can quickly rack up debt and decimate your credit score in the process. Here's a look at eight potential pitfalls to avoid. 1. Falling for marketing hype....

Dave Chilton, author of classic personal-finance book The Wealthy Barber, has returned with a sequel. Here's what he wants you to know about money, debt and investing. By Krystal Yee Dave Chilton, author of The Wealthy Barber always swore he'd never write a sequel to the book...

1. Check your credit score (all of them): Anyone contemplating a major loan should check their credit score six months to a year in advance to ensure there are no surprises or errors. Don't wait to the last minute, because it could take several months...

A signal from the Bank of Canada that it is not raising its key lending rate any time soon, coupled with the likelihood of falling mortgage rates, could be enough to keep the latest housing rally going. There have been signs the housing market is in...

Gail Johnson | Pay Day Lisa D’Souza and her husband recently bought their own place. The B.C. mortgage consultant admits that becoming a home owner for the first time is a roller-coaster ride. “I’m excited, proud and a little scared,” says D’Souza, who now calls Port Moody...

School is back in session and mornings are crisp, making this a great month for tackling home projects. By Anne Erickson of MSN Real Estate Ever wake up in early September and notice that the air smells different? School begins, days get shorter, and a sense of responsibility begins to...

National Post Louise Egan, Reuters | 13/08/27 KINGSTON, Ontario — Eventual removal by the U.S. Federal Reserve of its massive stimulus program should be seen positively, Bank of Canada Deputy Governor John Murray said on Tuesday, responding to critics who say it will cause damage around the...